What’s your TESLA Insurance Quote?

[planecrazy747]

My next 6 months with Tesla insurance for the CT and MY went up to $374 month, I sign up with Costco (American Family Insurance), for both 6 months $1207.00 , so it’s $201 a month, we only drive 7000 miles year on CT, MY only 1500 for the year

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[chaosmarine92]

I'm at $150 a month with state farm. All my policies are through them so I get a bit of a discount but it's not much. several years ago when my previous car got totaled they were super easy to work with and get paid.

 

[kjright]

No Tesla insurance available in Indiana. I’m like $373 per 6 months with Progressive on the AWD CT with strong coverage (lease), with payoff covered if totaled, and a $2k collision deductible. 3 drivers, one away at college, 3 cars and a MC with Progressive. Previously had a ’22 MS LR with Travelers and the move to Progressive cut my premiums in half.

 

[kjright]

Correction, it was lower than I remembered, $348 per 6 months

 

[michaele]

$273 per month USAA $1k deductible and I am going to change to progressive real soon. Just did a bunch of quotes and progressive is lowest cost.

 

[michaele]

$273 per month USAA $1k deductible and I am going to change to progressive real soon. Just did a bunch of quotes and progressive is lowest cost.

California

 

[Mikec3399]

I have both of my 2024 FS Cyberbeasts registered and insured in the State of Georgia with Farmers, first Beast picked up on Aug 31, 2024, and second was purchased June 21, 2025,
I have 4 AWD vehicles on my policy. I pay every 6 months to get the discount.
total premium is $996
Cyberbeast #1 is $406 every 6 months, Cyberbeast #2 is $208 every 6 months.
i am so happy with my agent, she said you cannot possibly drive 4 cars at once.
tip, ask about paying annually or every 6 months, save the service charge

and the other cars on the policy are a 2006 Honda CRV and a 2000 BMW X5
$996 is awesome,
#1 rating Insurance companies use is your ability to pay. Not Tickets.
if you have a low credit rating then your premium goes up.
download Credit Karma or Experion, and work on your credit rating,
your costs will go down.
824 points is what i currently have.
i hope this helps

 

[Alexander S.]

Just got my quote and was blown away. I drive the truck about 6000 miles a year, I’m at 88 percent on FSD and no tickets in probably 10 years. Tesla Quote is $329.53 per month! I pay $125. Has anyone gotten a reasonable quote?

VT, $915 per year for 4 vehicles, including CT. Liability only

 

[DECO]

For me some reason Geico is by far the cheapest in Colorado (a high risk state), $200/month with perfect driving record. USAA is like $350, Progressive $300.

Who is $125/mth?

Who is $125/mth?

USAA in Colorado

I’m with USAA at $125/month in Colorado

$361 per month with USAA in New Orleans (one of highest premiums area in country). (Over 70, no tickets, home auto bundled together) Just signed up on USAA “ AutoPilot” safe driving program, projecting 30% discount on future premiums. (Not hard to meet their safe driving level with 93% FSD driving, just have to control your cell phone usage.)

I’m on USAA safe driving program. I used to get 20 percent discount all the time. I think they tweaked the parameters because now I’m getting dinged all the time for Harsh braking on FSD when I didn’t in the past.

 

[kjright]

I have both of my 2024 FS Cyberbeasts registered and insured in the State of Georgia with Farmers, first Beast picked up on Aug 31, 2024, and second was purchased June 21, 2025,
I have 4 AWD vehicles on my policy. I pay every 6 months to get the discount.
total premium is $996
Cyberbeast #1 is $406 every 6 months, Cyberbeast #2 is $208 every 6 months.
i am so happy with my agent, she said you cannot possibly drive 4 cars at once.
tip, ask about paying annually or every 6 months, save the service charge

and the other cars on the policy are a 2006 Honda CRV and a 2000 BMW X5
$996 is awesome,
#1 rating Insurance companies use is your ability to pay. Not Tickets.
if you have a low credit rating then your premium goes up.
download Credit Karma or Experion, and work on your credit rating,
your costs will go down.
824 points is what i currently have.
i hope this helps

correct, insurers correlate credit rating and education level to safer driving and smarter decisions. Glad we have them fooled. 829 and MBA, but still like to get on it once in awhile.

 

[kpanda17]

Moving to Progressive best Cybertruck and multicar cost
Any feedback on them? Claims, customer service, etc?

 

[kpanda17]

Tesla Cybertruck 25,000 miles a year
Model Y 15,000 miles a year
In California have good coverage with low comprehensive. 550 a month

NY Metro suburb
progressive quoted me $176/mth
Amazing

Geico is $260, USAA $320

 

[kpanda17]

Hope Tesla and now Lemonade are even lower

 

[kpanda17]

Using FSD lowers insurance costs at Lemonade

 

[Beetlebug62]

I had Liberty Mutual for 48yrs. They were charging me $180/mo for my 2018 Model 3; and when I sold that and got the Cybertruck-AWD, they wanted $280/mo. After 48yrs, I was hoping they could do better. I was wrong.

So, I shopped around and found Progressive for $75/mo. Now, I'll find out at the end of February, after my first 6months with them, if my policy stays the same. I hope so.

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